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Because the Moneylenders Singapore has some amount of security to claim back his loan amount he easily offers loan to the borrower. The better the equity value of the Moneylenders Singapore collateral received better loan terms. If anyone does not want to part from his collateral for fear of not being able to make payments on time and losing out on his bail can always opt for unsecured personal loans. But he will lose the benefits of unsecured personal loans at the same time.